The best loans are installment loans

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Extra Mortgage Principal Payments + Moving Soon = Good Short-Term Investment?

I received an interesting reader question last week about a scenario where you are very sure that you’re going to sell your house in a few years. In that case, would paying down your mortgage principal create an opportunity for a relatively high return with minimal risk? The e-mail:
Your blog is [...]

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Three Detailed Income Strategies for Retirement

Earlier this week, I reviewed common financial rules of thumb and offered a quick evaluation of how each rule would likely perform if accepted by an individual as the final word. One of these was the rule that convinces retirees they will be financially secure if they withdraw 4% of their nest egg for income [...]

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Zerona Laser | Blasting Fat, FDA Approved

Fire away at your fat cells, you fatheads

This cat is NOT eligible for Zerona laser liposuction, but perhaps it should be. (Photo: flickr.com)

I am one of those individuals who might benefit from liposuction, but I’ve managed fine without it so far. The primary reason I haven’t submitted to the sucking is not because I value [...]

Earning What You Have: The Mindset I Hope I Never Lose

I think I come from a moderately humble background. My parents are both college graduates, which is a statistical leg up by itself, but my father had to work two jobs until I was 15, and I’m the youngest of my siblings. Mom also started working part-time when I was about 10, and then full-time [...]

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